ATD Money is India's No 1 personal loan app, provides Salary & Payday loans to ease your life upto 50000/- for salaried individuals in PAN India.

ATD Money is a Digital Lending Platform owned and operated by ATD FINANCIAL SERVICES PVT LTD

ATD FINANCIAL SERVICES PVT LTD, established on 1996, is a Non- Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). RBI License No. B-12-00315 (Verification Link: Sachet RBI Portal).

We aim to provide a hassle-free, transparent, and responsible lending service that empowers you to overcome financial hurdles and regain stability in your life.

We provide financial freedom in a much smoother and efficient manner.

 

App Name	Owner (NBFC)	Lender
ATD Money	ATD FINANCIAL SERVICES PVT LTD	ATD FINANCIAL SERVICES PVT LTD

Avail a loan ranging from Rs.5,000 to Rs.50,000 through this app and we will transfer cash to your bank account in just 5 minutes through our NBFC.

Approval of First time applicant takes 30 minutes but existing customers shall get loan in 10 minutes. We identify our customer by unique I'd "CRN ID " for life time .All salaried individuals with salary of Rs.25,000 can avail an instant personal loan by downloading the ATD Money App now!

 

ATD Money app is an online platform; provides you personal loans for your daily needs, financial emergencies, traveling, food, medicals emergencies, buy groceries & much more.

This app is catering to low salary earners.

 

Loan Details & Charges:

 

• Loan Amount : Rs. 5,000 – Rs. 50,000
• Rate of Interest (ROI) : 0.067% per day
• Documentation Fee : 3.5% to 7.5% (Exclusive of GST @18%)
• Processing Fee : 3.5% to 7.5% (Exclusive of GST @18%)

 

• Above charges (Except ROI) varies depending upon, risk profile of the customer, past relation of the customer, Prompt repayment of earlier loans etc.

 

Loan Example Calculation:

• For a 5,000 loan with 91-day tenure, the cost breakdown is as following:
• Interest Payable: 304.85
• Processing + Documentation Fees (3.5% + 3.5%): 413.00 (Incl. GST @18% Rs. 63.00)
• Disbursed Amount: 4,587.00 (after deductions)
• Total Repayable Amount: 5,413.00

Prepayment Charges- Rs.0/-. When customers delay their scheduled repayment, a penalty is charged. We made our customers aware regarding fees & charges through agreement which we shared on their registered email ids.

Our Presence across India

Key Features:

• Instant Approval & Disbursement – Funds in your bank account within minutes.
• Loan Amount – 5,000 to Rs. 50,000 for salaried professionals.
• Flexible Loan Tenure – Up to 365 days (based on risk profile)
• No Hidden Charges – Transparent loan terms with zero prepayment penalty.
• Max Annual Percentage Rate (APR) 45.85%

Benefits & Risks:

• Get access to higher amounts & tenures as you repay on time.
• Credit Score Improvement – Your payment behavior is shared with credit rating agencies. Timely repayments enhance your CIBIL score.

Eligibility:

• Indian Citizen.
• Salaried Employee.
• Minimum Salary: 25,000 per month.
• Age: 18 years & above.
• Valid PAN & Aadhaar.

Why ATD Money App?

• Over 30000 mini loans disbursed till now.
• Low interest rates, No PDC/Nach Required. Only E-Mandate.
• Instant Approval & Disbursement within no time.
• Solely app which supplies chances for salaried sector to avail loan.
• Easy repayment options.
• 100% Digital Process – No paperwork, secure online application without any hassle.

Required Documents:

ATD Money aims to be one of the most user-friendly instant loan apps in India. So, submit just six documents to avail an instant personal loan online:

• Recent Photograph
• PAN Card
• Aadhar Card
• Address ID Proof
• Last 6 Months' Bank Statement
• Latest 3 Month Salary Slip

How to get started:

• Download & Install ATD Money App from Play Store.
• Sign Up & Create your profile.
• Upload Required Some Documents & Submit Loan Application.
• Within 3 minutes of your personal loan application, you'll be notified of your approval status.
• E-sign the loan agreement.
• Once the E-sign agreement is done, your loan amount will be transferred to your bank account within 10 minutes.

How ATD MONEY Works?

• Log in to the ATD MONEY mobile app and verify your mobile number and e mail I'd
• Upload a few basic details and documents on this loan app. Within 2-3 minutes of your personal loan application, you'll be notified of your approval status
• Once your PAY DAY loan is approved, simply accept the sanction offer and get the money transferred to your bank account in 10 minutes, subject to documentation

Operational Cities

• Our personal loan app currently provides instant cash loans in PAN INDIA.

Security & Data Protection (Privacy):

• 496-bit SSL encryption ensures complete security of transactions.
• RBI-Compliant Digital Lending App – Follows RBI 2022 Digital Lending Guidelines
• All data is transferred over secured connections. Data security & privacy is the top priority of ATD Money App.
• Our IT Professional's team adjusts to mandated security standards & sturdy protocols.
• We do NOT access your contacts, SMS, or location without consent.
• Your data is totally safe with us.
• ATD Money is completely safe & secure. Information you share is encrypted & only used to verify your application.

Outsourced Collection Centre:

Agency Name & City: SR Enterprises, Delhi

Contact Person - Mr. Satish Kumar Singh- +918802571767