Unsecured Business Loan

Loan upto 5 Lakhs

48 hours disbursement

Tenure 12 to 24 months

Easy for strong banking

Available for zero cibil score

Absolutely Online Process & Quick Loan Approval

Get instant loan approval at the time when you need it most.

Pay Day Loan/Instant Cash

Loan between 3k-50k

Tenure 91 days to 365 days

Within 30 min. approval

Instant disbursement

Fast Online Instant Approvals

Flexible payments

No Prepayment
Fees

CONSUMER COMPLAINT
GRIEVANCE REDRESSAL

We have a simple online application:

Check your rates

It takes just a few minutes to provide us with your information.

Sign your contract online

Using our secure application, you can e-sign your contract if pre-approved. Trust & security is our #1 priority.

Funds as soon as tomorrow

Money can be directly deposited into your bank account as soon as the next business day.

Calculate Tour Rate

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Things to know about our costs

Transparent and fair costs, with no hidden fees

Advance Salary

No early payment fees for your loan

So you can pay your loan off sooner and you'll save on interest.

Cash Loan

No Need to Fill Numerous Forms

So you can get your mini cash loan approved with minimal documentation.

Business Loan

Good credit history is rewarded

Loans are cheaper when you have a good credit profile and you have built your history with us.

One day loan in India

Fast online instant approvals

We provide online instant cash loans with quick approval that suit you.

Personal finance that fits you

We've built a secure & personalized experience

Checking your rates won't affect your credit score

Our rates are often lower than the banks

We have simple online application

No early repayment fees, no hidden charges

98% of our customers left satisfied

Overall ATD MONEY IS A VERY GOOD APP FOR SALARIED BORROWERS . All the staff are very very coooerative. And by the end of the day the loan amount gets credited also quickly.. One of the best apo in finance.

Kaiomarz Jimmy Kekuna,

I found ATD Money suitable as per my needs and requirements. They guys takes least time to approve a loan and offer sensible interest rates. And the best thing about ATD Money is lower paper work as an applicant is required to fill just a simple online loan application form.

Ashish Dager, Ghaziabad

Until I was not familiar with such services that ATD Money is offering, I was not believing in the fact that getting a loan could be so quick and easy. Many thanks to ATD Money for offering such a responsive and useful facility.

Surender Singh, Noida

Applying for a small loan at ATD Money is a hassle free procedure that I have never seen such an instant loan approval before. The interest rate, responsiveness, and support are also up to the mark. Kudos to team ATD.

Mohit Yadav, Greater Noida

About ATD Money

Registration Process

Refer & Earn Reward Points

Central KYC Records Registry

Checking your rates in 3 minutes!

Use our app to see your personalised loan rates

(1M+), Download on the own server
Cash loan apply

Need more help?

Feel free to ask us about it!

Payday loans Delhi

Live help

Get an answer on the spot. We're online 8am - 7pm Mon to Fri and 9am - 3pm on Sat and Sun.

Call us

anytime during business hours.
+91 01204348458, 9999589229

Payday loans in India

See our FAQs

See answers to questions on how to use our services Click Here

ATD Money — Frequently Asked Questions

Clear, concise answers about our loan products and processes.

A Fast Cash Loan by ATD Money is a convenient, short-term credit product aimed at enabling salaried people to bridge urgent financial gaps quickly. These loans are fully online — apply, verify, and receive funds within hours. There's no waiting in queues: approvals happen in a few clicks. Use cases include unexpected bills, medical emergencies, or temporary cash gaps before payday; funds are often credited the same day as approval.
Simple Loans provide a smooth borrowing experience with minimal paperwork and fast approvals. Applicants submit basic ID and income documents, complete a digital profile, and wait for a straightforward assessment. These loans have clear charges, flexible usage, and are ideal for users seeking hassle-free lending without heavy extra charges.
Payday cash loans are short-term loans that help salaried employees cover expenses until their next salary. They are suitable for working professionals who need funds before their payday — for sudden travel, home repair, or emergency spending. Repayments are usually aligned with the upcoming pay date to avoid long-term commitments.
Yes. ATD Money offers unsecured loans to many applicants, including those with little or no credit history. These loans require no collateral and approvals depend on employment status, income stability, and basic documentation. They are helpful for young professionals or first-time borrowers without an extensive credit track record.
An advance salary loan is an early withdrawal against your next paycheck — it gives immediate relief when urgent money is needed. Instead of waiting for month-end, borrow against future salary and repay after you’re paid. This is useful for medical emergencies, urgent purchases, or temporary shortages, avoiding reliance on friends or family.
You will need to upload documents such as a valid PAN card, Aadhaar card, address proof, recent salary slips, and bank statements. These verify identity, income, and repayment capacity. The entire submission is digital via the app or website — no office visits required.
After verification and approval, disbursal is fast. First-time customers typically receive funds within 30 minutes to a few hours; returning customers with strong repayment history can see money in as little as 10 minutes. Our goal is to resolve urgent needs quickly.
Yes — payday cash loans from ATD Money are flexible in usage. Pay grocery bills, utilities, medical expenses, travel costs, or any other personal needs. There are no restrictions on how you spend the loan amount.
ATD Money does not charge penalties or extra fees for early repayment. Early repayment is encouraged as it reduces overall interest and improves your repayment profile, which can help you qualify for higher loan amounts in the future.
ATD Money uses secure, encrypted technology to protect customer data. Personal documents and financial information are processed under strict privacy protocols and shared only with internal systems needed for verification and underwriting, keeping your information safe and confidential.
Yes. Many salaried customers have additional unsecured loans while repaying other borrowings. ATD Money evaluates current obligations, income stability, and repayment history to determine eligibility. If your profile shows you can manage the extra responsibility, you may be granted another loan.
Do not respond to or pay anyone who contacts you claiming to be from ATD Money and asks for repayment to a personal account or unknown UPI ID. Verify all repayment instructions via the official website, app, or customer support channels. Report suspicious messages to ATD Money immediately.
Need more help?

Visit our Help Center or contact Customer Support for personalised assistance.